ENTERING ORBIT…
ENTERING ORBIT…
The universe of alternative lending
Every Non-QM program is a world of its own. Altyverse is where loan originators learn them all — courses, live events, a community talking scenarios, and an AI desk trained on real guidelines.
FREE FOR LOAN ORIGINATORS · NO CARD REQUIRED
Programs from across the Non-QM universe
What's inside
SCENARIO DESK
Describe the borrower — credit event, income doc, property type — and get matching programs with citations from actual guideline PDFs. Not generic AI guesses.
Learn moreCOURSES
Video courses on DSCR, bank statement, asset depletion, ITIN, foreign national — built for LOs who learn by scenario, not by acronym.
Learn moreBLACK HOLE
Chat and forums with LOs and investor reps who live in this space. Post the weird file; someone has closed one like it.
Learn morePODCAST
Conversations with the people building Non-QM — investors, top producers, and the stories behind the guidelines.
Learn moreLIVE EVENTS
Live program deep-dives and Q&A with the lenders writing the guidelines. Recordings land in the library.
Learn moreDAILY NEWS
Guideline changes, rate moves, and market shifts that matter to Non-QM — summarized daily so you don't have to dig.
Learn moreThe program universe
Scenario Desk
The Scenario Desk reads the actual investor guidelines and matrices — the same PDFs your AEs send you — and matches your borrower to programs that fit, with page-level citations. When a file needs a human, escalate to an expert without leaving the thread.
Members get first access at launch.
SCENARIO #4,217
BetaTwo likely fits: a DSCR program allowing seasoning of 12+ months post-BK at 80% LTV max, and an expanded-prime option if the borrower can document 12 months of bank statements.
▸ Guideline §4.3, p.27 — bankruptcy seasoning
▸ Matrix row 12 — DSCR ≥ 1.0, max 80 LTV
The Altyverse Podcast
Investors, top producers, and the stories behind the guidelines. The first three episodes are recorded and land soon — members hear them first.
For Non-QM investors
Showcase programs, sponsor courses and webinars, and put your guidelines in front of loan originators actively working Non-QM files.
Founding members
Membership is free for loan originators. Create your account and be first into the courses, the community, and the Scenario Desk.
NO CARD REQUIRED · SEE YOU IN THE ALTYVERSE
